Terms of Service

1. Acceptance of Terms

By accessing or using the Attesso platform, website, APIs, SDKs, and related services (collectively, the “Services”), you agree to be bound by these Terms of Service (“Terms”). If you are using the Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms. If you do not agree, you may not use the Services.

2. Description of Services

Attesso provides an authorization infrastructure for AI-powered payments. Our Services enable merchants and platforms to create spending mandates, issue just-in-time virtual payment cards, and manage biometric transaction authorization. The Services are provided on a software-as-a-service (SaaS) basis and are subject to availability and capacity limitations.

3. Account Registration

To access certain features of the Services, you must create an account. You agree to:

• Provide accurate, current, and complete registration information
• Maintain and promptly update your account information
• Maintain the security of your account credentials and API keys
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

4. API and SDK Usage

Our Services may be accessed programmatically through our API and SDKs. When using our API, you agree to:

• Use API keys only for their designated purpose and environment (test or live)
• Not exceed rate limits or attempt to circumvent API restrictions
• Not reverse engineer, decompile, or attempt to extract the source code of our Services, except as expressly permitted by applicable law
• Comply with our documentation and integration guidelines
• Implement appropriate security measures when handling API keys and customer data

5. Fees and Payment

Fees for our Services are set forth in your order form, dashboard, or separate agreement with Attesso. Fees consist of a platform fee (percentage of transaction volume) plus pass-through processing fees from our payment processor (Stripe). Fees are non-refundable except as required by law or as otherwise agreed. We reserve the right to change our fees with 30 days' notice. Continued use after a fee change constitutes acceptance of the new fees.

6. Intellectual Property

All rights, title, and interest in the Services — including software, APIs, SDKs, documentation, trademarks, logos, and content — are owned by Attesso B.V. or its licensors. These Terms grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for their intended purpose.

You retain ownership of data you submit to the Services (“Customer Data”). You grant Attesso a worldwide, royalty-free license to use Customer Data as necessary to provide and improve the Services.

7. Acceptable Use

You agree not to use the Services to:

• Violate any applicable laws or regulations (including PSD2, GDPR, and anti-money laundering laws)
• Process transactions for illegal goods, services, or activities
• Infringe upon the intellectual property or privacy rights of others
• Transmit malicious code, malware, or engage in denial-of-service attacks
• Misrepresent your identity or your authority to act on behalf of an organization
• Interfere with or disrupt the integrity or performance of the Services

8. Third-Party Services

Our Services integrate with third-party platforms and services, including payment processors, authentication providers, and cloud infrastructure. We are not responsible for the availability, accuracy, or performance of third-party services. Your use of third-party services is governed by their respective terms.

9. Disclaimer of Warranties

The Services are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied. We do not warrant that the Services will be uninterrupted, error-free, or secure. We disclaim all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement, to the maximum extent permitted by law.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Attesso B.V., its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, goodwill, or business opportunities, arising out of or related to your use of the Services. Our aggregate liability for any claims relating to the Services shall not exceed the fees paid by you to Attesso during the twelve months preceding the claim.

11. Indemnification

You agree to indemnify, defend, and hold harmless Attesso B.V. and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your use of the Services, your violation of these Terms, or your violation of any third-party rights.

12. Termination

We may suspend or terminate your access to the Services at any time, with or without cause, and with or without notice. Upon termination, your right to use the Services will immediately cease. Provisions of these Terms that by their nature should survive termination — including intellectual property, warranty disclaimers, limitation of liability, and indemnification — shall survive.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Netherlands, without regard to conflict of law principles. Any disputes arising from these Terms or the Services shall be subject to the exclusive jurisdiction of the competent courts in Amsterdam, the Netherlands.

14. Changes to Terms

We reserve the right to modify these Terms at any time. Material changes will be communicated via email to registered users or through a notice on our website. Your continued use of the Services after changes take effect constitutes your acceptance of the revised Terms. The most current version of the Terms is always available at attesso.com/terms.

15. General Provisions

These Terms constitute the entire agreement between you and Attesso regarding the Services and supersede any prior agreements. If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full effect. Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

16. Contact

For questions about these Terms, please contact us at: